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In 1694 the Bank of England became the first public bank to regularly issue banknotes as an alternative to coins, as a means of payment. Three centuries later, its primarily tasked with maintaining price stability, much like any other central bank across the world. But these cautious institutions are now buzzing with talk of a revolutionary concept, a form of money you cannot see: central bank digital currencies. When you ask central banks around the world whether they are exploring CBDC, one year ago the answer was 80% of them were exploring, and now its nearly 90%. Last year, 40% were experimenting and now its 60%. The vast majority of central banks are exploring CBDC. The idea of digital money is not new. Many of us use debit and credit cards or payments apps for transactions, but what would make a central bank digital currency different? One of the big financial developments over the last few years has been the rise in popularity of cryptocurrencies, with one in particular, bit
