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welcome to the t-value online video training series in this example well calculate the payments on a lease where we also have a residual payment the assumptions well use for a calculation will be $100,000 lease at 11 percent for the lease rate well have a term of five years or 60 payments and well have a residual payment at the end of 20 percent so wed like to calculate what our regular lease payments will be said our rate was at 11 percent well come down to our first cashflow line will start our lease on January 1st and its $100,000 our lease payments will start a month later were going to solve for those we said our term was at 60 payments with a residual payment at the ends well put our 60 payments on line 2 the line 3 will have our residual lease payment were gonna back the data on that to be the same day as the last date in our regular payment series which will be 1 1 2023 we can see that as the end date on line 2 and we know that 20 percent of our lease amount is going