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hey guys welcome back to my channel in todays video were gonna talk about the biggest news in the world of finance and credit this week which would be the class-action lawsuit settlement between the FTC and the credit bureau Equifax if you dont know what that is or you havent been following that story dont worry about it basically all you need to know is that there are three credit monitoring bureaus that Americans use Equifax TransUnion and Experian and in 2017 a bunch of hackers bdocHubed Equifax servers and stole everyones information and when I say everyone I mean literally everyone they got a hundred and forty-seven million peoples worth of information and 147 million Americans is half the population so if you were in adults with any kind of credits basically the last two years you were probably compromised so were going to go through how to get the the settlement money which is a hundred and twenty five dollars thats probably why you clicked on this video and real quick