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As a business owner, it is crucial to set a financial goal. In this tutorial, the speaker demonstrates how to calculate the number of clients needed to achieve a $100k annual income goal. Using an Excel spreadsheet, they show that around 15 to 20 clients are required, depending on the size of the clients and the monthly charge. The income goal is divided by 12 to come up with a monthly target. Viewers are encouraged to subscribe to the channel for more detailed instructions and to download the spreadsheet for their own use.