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Business owners should have a financial goal in mind, such as making $100,000 per year. This tutorial teaches how to calculate the number of clients needed to reach that goal, using an Excel spreadsheet and the example of needing 15-20 clients. The process involves inputting the income goal at the top of the spreadsheet and dividing it by 12. The video provides a step-by-step demonstration and offers a downloadable spreadsheet for personal use.