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hi everyone and welcome back to pis the break my name is claire irving im the government affairs council for pia and joining us today we have brad latchett the director of government affairs to give a very brief introduction to new jersey certificates of insurance law weve been getting a lot of questions about certificates of insurance and this is just intended to be a very quick introduction and overview of both what they are and the penalties for falsifying information on them so thatll turn over to brad great thank you very much claire i appreciate you uh correctly stating my title as i incorrectly stated yours during the last video um youll be able to figure out which video that is by looking at our outfits which ones match which ones dont its a little homework assignment for all of you or a scavenger hunt sound more fun anyways to the point of this is the new jersey certificate of insurance law weve got a lot of calls from members recently uh involving certificates that t