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my names adam welcome to the channel thanks for joining us today today were going to talk about oas old age security clawback so what happens with clawback when does it happen how to prevent it and just some numbers behind it so stay tuned and well go through that before we jump into it i just want to say thanks again for joining our channel watching our channel um but many of you most of you have not subscribed to the channel yet so about 90 of you watching these videos are still not subscribed so it costs nothing it takes one second uh if you look below theres a subscription or subscribe button click the button if you enjoy these videos click like it really does help our videos get out we appreciate the growth recently many of you have subscribed but many of you have still not committed to our channel its not a long-term commitment if you dont want it to be just click the subscribe hopefully you enjoy the videos and if you do hit the notification bell were going to start rele