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the CPA plays a leadership role in Canadas financial system by providing safe and efficient clearing and settlement systems that enable member FIS to meet the payment needs of Canadians so what is clearing and settlement exactly clearing means the reconciliation of all the payment items exchanged between a thighs each business day and figuring out the amounts owing to and by them settlement means the payment of the clearing balances our automated clearing settlement system the a CSS tracks the volume and value of retail payments including POS and online payments that are exchanged between Canadian member fip a the a CSS also calculates the net amounts owing between all the major financial institutions at the end of each business day and their net position overall this is done in preparation for settlement at the Bank of Canada which involves payments made via CPAs large value transfer system the lv TS in managing our systems and related operations we establish a common framework of r
