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in this video i am going to give you five good reasons why you may want to consider claiming your social security benefits at the earliest age possible of 62. we will discuss the break-even point and i will give you five good reasons why you may not want to claim at age 62. [Music] welcome to the financial fast lane my name is lane martinson today im going to give you five good reasons why you may want to claim your social security benefits early and i will also give you five good reasons why you may not want to do that and so before i do um its important that we kind of cover some basic concepts make sure we understand how social security works and im going to do a comparison using kind of a sample couple we have john and linda johns full retirement benefit his pia is 2442. im going to use in this example his wife linda is going to be receiving the spousal benefit which is 50 of johns benefit 1 221 and im going to assume a 3 cola in all years okay now you want to know that eve