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In this tutorial, Greg from Missed Fortune explains how an indexing strategy works compared to having money in the S&P. With indexing, your money is safe with a highly-rated life insurance company but tied to the market. If the market tanks, you don't lose, but when it goes up, you can benefit up to a 15% cap. Using a yearly point-to-point strategy, you look at the same link date each year. This allows you to participate in market growth without risking losses.