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hello everyone this is Greg with missed fortune and I just wanted to take a couple of minutes and give you a tutorial kind of an example on how an index strategy works versus having your money actually in the SP now how indexing works is that your money is usually lodged in a safe place say with a highly-rated life insurance company but its actually tied to the market like the SP in this example now in the market tanks as we experienced in 2008 you dont lose in an indexed account you have a guaranteed floor of were gonna say 0% for this example but when the market goes up in value you get to experience all that growth up to a cap of will use 15% in this illustration so also in this example well be using a yearly point-to-point strategy with a link date of February 15th starting in 1999 and then we look at that same link date every year that follows so again with an indexing strategy when the market goes up you participate in that growth when the market goes down you dont lose bec
