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Hey YouTube, it's Matthew Decker from Leveraged Health Management. Today we'll discuss the flexibility in how you take your income. Last week we talked about different ways to use your seven pay premium and rolling over unused funds. Today, we'll focus on the flexibility of income payments. Using an example of a $100,000 premium for 15 years, most people see a level income projection of $193,000 starting in year 16 for life. This is a common scenario in policies like this.