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How to index payment certificate

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hi in this video i am going to explain how to make a payment application for contractor and what is the difference between payment application and payment certificate starting right now so starting with the difference between payment application and payment certificate lets assume that you are a contractor and you have one job or one project and the project value for example is hundred thousand and the duration of the job is lets say five months so the thing is that you will not get the hundred thousand in the first day or in the first month there will be some payments that you will do you will prepare and you will submit for approval and this will be based on the percentage of work done this month you will get paid so when you submit or when you claim for some amount or for the works that you have executed this month the application that you submit is called a payment application so basically you go and you calculate the percentage or the worth of the works that you have executed t

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How do index-linked CDs work?

A market-linked CD, also known as an indexed CD, equity-linked CD or market-indexed CD, is a type of certificate of deposit thats based on a market index, a basket of equities or a combination of the two. This determines the returns you can see from the CD. So when the market is doing well, so is your CD.

What is the purpose of a certificate of deposit?

A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing bank pays interest. When you cash in or redeem your CD, you receive the money you originally invested plus any interest.

What is a certificate of deposit index?

The certificate of deposit index (CODI), also known as the cost of deposit index, was the 12-month average of the most recently published dealer bid rates (yields) on nationally traded three-month certificates of deposit as reported in the H. 15 Federal Reserve Statistical Release.

Should I put my money in a certificate?

Certificates should only be used for cash you wont need to access before the term ends, since dipping into these funds early usually results in an early withdraw penalty that will erode your returns and could possibly even mean walking away with less money than you deposited.

What is an index certificate?

Index certificates are issued at a certain exchange ratio relative to the underlying instrument. Most often they are traded at 1:100 or 1:10 to the index. This means that if for example the ATX is at 3,700 points, one index certificate with an exchange ratio of 1:100 to the ATX costs EUR 37.

What is an indexed deposit?

What is an index-linked certificate of deposit (CD)? Index-linked CDs are similar to traditional Certificate of Deposit, but they allow the investor to participate in the appreciation, if any, of a particular stock index (like SP 500), during the term of the CD.

Is a money market certificate the same as a CD?

Money market accounts (MMAs) and certificates of deposit (CDs) are types of federally insured savings accounts that earn interest. But their rates and ease of access differ. CDs tend to have higher rates than money market accounts and give no access to your money until a term ends.

What index are CDs tied to?

The interest on an index-linked CD is tied to an indexsuch as the SP 500 or the Russell 2000selected by the bank. Depending upon how the CD is structured, you could earn interest based on specified changes in the linked index.

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