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[Music] hello and welcome to eba day 2022 in vienna im debbie bell hosking and im talking to andrew hewitt of fis global about the npa andrew hello hello good morning were just saying how nice it is to be here and not to be online yeah isnt it great probably the first thing weve done in two years face-to-face yeah it really is great so im going to dive straight in there and ask you what is the npa yeah so the mpa or new payments architecture is a complete reimagining of the uk payment system so around five years ago a group of us were put together as an industry working group called the payment strategy forum and we came up with a design for what we thought the future of the central infrastructure for uk payments could look like and the mpa is the realization of that vision and what its going to be doing is replacing the existing infrastructures that we have for both faster payments and for the back scheme and modernizing them so moving away from the old iso 85 83 message stand