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[Music] earl in philadelphia hi earl welcome to the ramsay show yeah how you doing dave im a little nervous right now talking to you but no trouble shut up how can we help yeah um im a government employee and im looking to possibly uh retire um this coming year and um currently right now i have in my tsp about 1.8 million way to go whoa youre a rock star man yeah yeah um and and with the government you dont feel you dont sound real impressed with you im impressed with you i dont know its having that much money it still makes me a little nervous um but um and its traditional but um yeah with the government they provide you with like a um you know financial courses and um one of the guys who gave the course i guess hes like a financial guy and i just said let me just talk to him and he mentioned something about a fixed index annuity and i know how you feel about annuities but this fixed index annuities um you know he basically gave it a spin where you know when the market goe
