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Nash from Alpha Phi explains the index feature, an alternative to an IUL. The index feature is a rider available with some whole life companies that allows you to participate in the upside of IULs without increasing costs. This feature provides a strong guaranteed rate of return, ensuring your money grows without policy failure based on index performance. Guarantees are the worst-case scenario, while still participating in S&P index. Unlike an IUL, this feature does not have increasing costs.
