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When trading with cash in a brokerage account, it may not be clear when you will have full access to the cash after selling a stock. The date of transaction is not the same as the settlement date, which is when the buyer gets the shares and the seller gets the money. It takes two trading days for equity trades to settle, so if you sold a stock on Monday, you wouldn't receive the cash until Wednesday. Understanding this two-day lag time can help differentiate between settled and unsettled trades.
