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hi everyone im nicole narc arkansas real estate broker and welcome back to my channel with videos to help you find your way home if youve clicked on this video youre probably doing a lot of research on the usda rural development loan so today im excited to be talking through the two different avenues to get this loan the usda direct versus the usda guaranteed so that you can identify which one would be best for you and your family [Music] through working with clients who have used the usda rural development loan programs i have identified eight differences that i will be breaking down so that you can identify which route you should take to get the loan the first difference between usda guaranteed and direct comes with loan funding so if you are going to get the usda direct program this means that you are getting funding directly from usda the agency now this is a government agency just like the dmv or social security administration anything like that with that being said if you us