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The YouTube video tutorial discusses the Experian and Equifax lawsuit from 2017, where over 148 million people had their information leaked. Both companies were sued and settled for $525 million to compensate those affected by the data breach. Not everyone qualifies for a payment, and an ID is required for the Experian claim. For the Equifax settlement, proof of lost wages due to identity theft is needed, such as expenses for filing a police report or hiring a lawyer.