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Trading with cash in a brokerage account is generally straightforward, but it may not be clear when you'll have full access to the cash after selling a stock. The balance in your Cash available for withdrawal may not be updated immediately after selling stock because of the two-day settlement period for equity trades. This means if you sell a stock on Monday, you won't receive the cash until Wednesday. Understanding this lag time between transaction and settlement can help you differentiate between settled and unsettled funds in your account.
