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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What is the most money awarded in a lawsuit?

1. $206 Billion Dollars for The Tobacco Master Settlement Agreement. It is standard knowledge today that tobacco kills, but even 25 years ago, the effects of smoking were still relatively unknownor, at least, the big tobacco companies did a really good job of hiding them.

How claim settlement ratio is more than 100%?

If the ICR of an insurance company is more than 100%, it means that the company is paying more towards claim settlement as compared to the premiums received. This could indicate that the insurer is suffering from financial losses and may either hike premiums or reject borderline claims.

How are claims settled in insurance?

Most claims are settled by issuing a cheque within 7 days from the time they receive the documents. However, if your insurer is unable to deal with all or any part of your claim, you will be notified in writing.

How to calculate insurance settlement?

The following formula is used by insurance companies to calculate automobile accident settlements: special damages x (multiple reflecting general damages) + lost earnings = settlement amount.

What is emotional pain and suffering?

Emotional pain and suffering is a measure of the amount of suffering you experience from nonphysical injuries. In Illinois law, it is more often described as either just pain and suffering or emotional distress.

Can pain be calculated?

Doctors and patients use the 10-point pain scale to gauge the severity of pain, but there may be a better way. You may remember being asked to describe your level of pain on a 10-point scale, with 0 meaning no pain and 10 meaning extreme pain.

How to calculate insurance claim settlement?

The basic formula insurance companies use to calculate auto accident settlements is: special damages x (multiple reflecting general damages) + lost wages = settlement amount.

How do you calculate settlement amount?

In short, the medical special damages number multiplied by 1.5 to 5 plus lost income is the number that an insurance company will typically start with to negotiate a settlement. Keep in mind that an insurance adjuster will not inform you of what formula they used to come up with the worth of your claim.

How do you calculate emotional pain and suffering?

California doesnt have a set formula for calculating pain and suffering. In order to recover damages for pain and suffering (including mental distress and other economic damages), the plaintiff must prove that they suffered this harm or are certain to suffer in the future as a result.

How much can you get out of pain and suffering?

They usually offer to 1 times your economic damages (medical bills and loss of income) to compensate for your pain and suffering. For example, if your medical bills and loss of income equal $10,000, the insurance company will try to offer up to $5,000-$10,000 for your pain and suffering.

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