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In this video tutorial, the focus is on the owners affidavit in refinance transactions. The affidavit is a simple statement confirming sole ownership of the property. While it is typically docHubbed, not all versions require notarization. It is essential to understand the contents of the affidavit to ensure accuracy. The document serves as a declaration that no other individual has a claim on the property. While reviewing the affidavit, it is not necessary to highlight each point, but the lender may choose to read through them.