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As a business owner, setting a financial goal is crucial. This tutorial explains how to calculate the number of clients needed to reach a goal of $100k annually. The example suggests that 15 to 20 clients are needed based on the monthly charges. An Excel spreadsheet is used to demonstrate the calculation. The spreadsheet is available for download in the description box. The first step is to input the income goal at the top and divide it by 12 for monthly planning.