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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What are the disadvantages of a leasehold property?

What are the disadvantages of a leasehold property? You pay service charges and ground rent to the freeholder, which can increase. You need written permission from the freeholder to change the property, and there may be large fees involved. You may not be allowed pets. You might not be able to run a business from home.

Is freehold always better than leasehold?

This is because if you buy a freehold its usually a bigger property. Leaseholds tend to be flats rather than houses. But a leasehold usually has cheaper upfront costs. With a freehold, youre responsible for paying the mortgage, as well as maintenance costs to keep the house in a good condition.

Does Microsoft Word have a lease agreement template?

Does Microsoft Word have a lease agreement template? Yes, Microsoft Word has a free lease agreement template that you can customize to create your own contract and minimize any potential problems between tenant and landlord.

Does Google Docs have a lease agreement template?

Does Google Docs have a lease agreement template? With our website, you can have an effective rental agreement and easily hand it out to your new tenants confidently simply by downloading our Rental Agreement Template in Google Docs.

What is the difference between head lease and freehold?

Landlord: Typically, this is the freeholder but there are situations where your immediate landlord is the head leaseholder, not the freeholder. A head leaseholder will be the leaseholder with the longest lease, who has leased your flat to you and who pays ground rent to the freeholder.

Do all leases need to be in writing?

A: The answer is almost always yes. A written agreement can act as a roadmap for the landlord-tenant relationship, especially if a dispute arises. Also, real estate (land) leases for more than one year must be in writing. If a lease for over one year is not in writing, it will generally not be enforceable in court.

What is a difference between a freehold and leasehold?

Freehold means that you own the property and the land the property sits upon. A Leasehold means that instead of owning the land you purchase the right to occupy the property for a given number of years (e.g., 99, 125 or 999 years) under a Lease agreement.

What are the disadvantages of buying a freehold property?

It certainly offers peace of mind as owning the freehold gives complete ownership. The downside is that it might cost more to buy initially. Freehold properties are also easier to sell as the closer a lease is to expiry the harder it is to sell. Mortgage rates also increase if the lease is under 70 years.

What are the two types of estates?

They are fee estates and life estates. The main difference between the two types of freehold estates is that one has no time limit (fee estate) and another does (life estate).

Can I write my own tenancy agreement?

You can make your own tenancy agreement but you need to make sure that it is up-to-date with the law and in particular does not contain illegal clauses. The Tenant Fees Act 2019 made certain tenancy payments illegal such as cleaning fees.

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