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This text discusses the use of affidavits in the context of collections and bankruptcy. The speaker mentions receiving a question about when to use an affidavit for collections, particularly when disputing fraudulent accounts. They are currently putting together packages, including affidavits, for bankruptcy cases, and emphasize the importance of affidavits in both dealing with credit bureaus and court processes. They encourage viewers to like and subscribe to their YouTube channel for more information on this topic.