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good afternoon everyone Im Kim Schmidt executive editor of farm equipment magazine Welcome to our latest webinar in conjunction with the North American Equipment Dealers Association and Specialty equipment insurance services today our presenters are Edgar Gonzalez vice president of strategic development and Brett Davis Senior advisor with specialty equipment insurance services before we get into their presentation just a couple of housekeeping items on your screen theres a control panel with a q a icon you can submit questions here at any point during the presentation and we are going to answer those questions as we go along so I encourage you to ask them early and often if you have them and then just a reminder as always we are recording todays webinar and it will be shared with everyone whos registered in the event you want to go back and re-watch it it will also get posted to the farm equipment website if you want to share it with anyone who was unable to attend with that we ar