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hey friends welcome back and if youre new here hi my name is Kim and this is star budgets Im a zero-based budgeter seeking Financial Freedom for myself my husband our kids and our grandson and we would be honored if you would consider subscribing to follow us on our journey how is everybody doing today it is Tuesday we are in the final countdown for Christmas I know that the weather has gotten extremely cold down here in the South South part of Texas I think we are in the 40s we had a cold front come in this past weekend and then we had I guess a second one come in today it was storming this morning Thunder and everything and then it is freezing outside and I know this weekend coming up theres another cold front coming through and its going to be in the teens so we dont do cold here my kids are miserable being stuck inside the house so its been a pretty hectic day um it is probably about 5 30 6 oclock and Im just now able to film this but thats okay um my husband just got hom