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[Music] how to create a standard settlement instruction the process of creating a standard settlement instruction is identical to the formatting of non-standard instructions standard settlement instructions are for self accounts domiciled with Westpac or any other global bank when creating your settlement instruction as standard settlement instruction you can only have one standard settlement instruction per currency if you have multiple standard settlement instructions for the currency then you would revert back to non-standard instruction this will allow you to add as many as you need to in using standard settlement instructions this will also enable Westpacs own standard settlement instructions to appear as the debiting accounts this means Westpac will be receiving payment into Westpacs s-s-i per currency if unsure please speak to your financial markets representative for further information for specific currencies there is a specific drop-down menu for when a user needs to send