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hello my name is edward woodall and im an attorney at the vin law group today ill be talking with you about title insurance if youre not sure what title insurance is thats okay many first-time purchasers of commercial real estate dont know what title insurance is or why they need it to understand title insurance we can compare it to other kinds of insurance that you already have car insurance and health insurance are forward-looking they protect you from things that might happen in the future title insurance is different its backward looking it protects buyers of property from things that might have happened in the past let me explain when you buy property youre purchasing it subject to the chain of title that is the sequence of historical transfers of ownership and certain actions of previous owners to understand whats in the chain of title a title insurance company will do whats called a title search that means an attorney researches the chain of title and prepares a report