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[Music] hi Im Annie Fitzsimmons Im your Washington Realtors Legal Hotline lawyer todays video is another in our continuing series entitled real estate fundamentals you should know this is a question that comes up quite a bit believe it or not we have a married couple but only one member of the marriage is going to be on title to the property why it doesnt really matter why maybe its because of financing maybe its because somebodys out of town maybe its because somebodys getting a divorce and and the divorce isnt yet final but the person that the buyer wants to go ahead and buy even before the divorce is final any number of reasons we dont care what it is the question is does that fact have an impact on the transaction and the answer is absolutely yes the impact is that the title company assuming the buyer has to get financing the title company will not insure title for the buyers lender unless that spouse whose name will not appear on title signs a quitclaim deed releasing