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In a 13-minute video tutorial, Martin Al-Khawaja explains the concept of a PhD directive and the opportunities it will bring to the European Union banking and payment markets. He discusses the technical aspects of compliance and proposes a three-dimensional framework for choosing a strategy to address the changes PSD2 will introduce. The Payment Services Directive 2 (PSD2) is a new regulation in the EU that will allow customers to grant third-party providers access to their account information and enable them to make payments. This directive introduces new entities such as account information service providers, which can aggregate data from multiple sources. Implementation timeline and implications for banks and payment providers serving European customers are also discussed.
