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PCI DSS, the Payment Card Industry Data Security Standard, was created to improve cardholder data security globally. It applies to all organizations that handle card payments, requiring compliance to avoid financial penalties. Established in 2004 through collaboration by major credit card brands, all merchants and service providers must comply based on their size and transaction volume. Accepting credit and debit cards, as well as storing, processing, or transmitting cardholder data, necessitates adherence to the PCI DSS.
