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it says were starting here we go okay greetings everybody this is brendan and jesse with credit repair experts hows it going everybody we wanted to hop on today because i was actually talking with jesse on the phone this morning about how we have a lot of yall asking us questions about well okay um youll read stuff like 6802 15 us code 6802 or maybe 1692 or something like that and you are [Music] you see that there are some exceptions in there like in 6802 for example it says that a consumer reporting agency may furnish a consumer report yeah its like one of the exceptions which is correct but we want to dispel some myths on why exactly using this law is so effective and why those exceptions still dont apply to the consumer reporting agencies or the credit bureaus and thats for this particular fact that you must remember when dealing with any financial institution you are the original creditor why because every single debt obligation or every single extension of credit is origi