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Steve found a concerning article from CNBC about mortgage refinance demands increasing by six percent as rates drop to the lowest level since September. Despite rates dropping to about six and a quarter percent from over seven percent, this is not considered a great rate, but the increase in refis is indicative of the current market trend. Steve predicts a challenging future based on his experience during the last real estate crash, noting that desperate homeowners with equity are looking to refinance even if they had previously locked in good rates.
