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as I mentioned before I checked my credit report every day and the reason for that is sometimes either the credit bureau or creditor may do something that may cause a mistake to appear on my credit report and it has happened to me several times when I find a mistake on my credit report I never waste my time sending letters or even calling any of the credit bureaus okay they were running through Loops they will play games it will take you months to get something removed from your credit report that is incorrect or inaccurate if you are dealing with the bureaus directly so instead of doing that the route that I take is I docHub out to my States Attorney General and I use them as the Attorney General are pretty much their lawyers for the state and they can get you the best and most accurate results so as you can see here this is actually recent um this is a letter from Equifax there was sent to my state on my behalf so as you can see this complaint was submitted on September 7th and it w