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Earlier this year, the importance of tracking your net worth as a measure of wealth was highlighted in the audiobook "The Millionaire Next Door." Surprisingly, only 41% of Americans use a budget, according to a report from U.S Bank. While budgets are important, they do not provide information on net worth, a critical metric for building wealth. The key takeaway is that millionaire status is not dependent on high income, but rather effective tracking and management of net worth is crucial for achieving financial success.
