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[Music] hello my name is Barrett power branch manager First Capital Bank of Texas whether its a New Years resolution or a personal goal you set for yourself improving your health can reap great benefits however a great addition to getting physically fit is to become financially fit so while you make a resolution to get healthy why not also add some financial goals to your list of resolutions the first thing people usually do when they start their health program is to look at their starting point and determine their goal they take pictures write down their starting weight and BMI getting financially fit just start the same way take a picture your credit report write down your starting FICO score write down what debt you see on your credit report and measure debt to income ratio if you have a FICO score 650 and one to docHub 700 by mid-year then figure out what is holding you back do you have too much debt do you have a current light account are you maxing out on your credit cards sett
