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good day all in uh happy saint patricks day to those that uh indulge in that activity my name is stephen durham im the director of the housing choice voucher program and todays call is about payment standards and impacts a phas payment standard has has on units that are accessible to voucher holders and the rent burden the family has to pay i know there are a lot of competing demands on running an hcv program and its easy to forget your payment standards however adjusting these standards is sometimes the first and easiest step to improving your programs utilization and helping your voucher holders we have a number of great presenters on todays call to talk to you about the impacts of adjusting the payment standards the tools that hud provides to make it easier for phas to budget the impacts of the different payment standard amounts and huds recent extension of waiver authority that makes it easier for phas to extend their payment standards up to 120 a fair market rent before i