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As a business owner, it's crucial to have a financial goal in mind. In this tutorial, the speaker explains how to determine your income goal and calculate the number of clients needed to reach that goal. Using the example of a $100k per year goal, the tutorial demonstrates how to utilize an Excel spreadsheet to determine that around 15 to 20 clients are needed, based on their size and monthly charges. The tutorial offers a step-by-step guide and provides a downloadable spreadsheet for personal use. Simply input your income goal and calculate the number of clients required to achieve it.