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all right dfm fam if youre confused about what to do with your finances in 2022 instagram i have a top 10 list of financial resolutions that you must try a shout out to capitalize who is sponsoring this video today capitalize can help you roll over your old 401k but more on that later lets go ahead and jump into it hey guys its justine with debt free millennials the channel to help you crush your debt live payment free come on guys we need to be living payment free in 2022. taylor swift said she was feeling this year okay so i feel like we need to be on that debt-free train im going to give you a couple of ideas here for some financial resolutions in the new year the first one is to create intentional spending now the way that you do this is to think about the things that you love to spend money on and cut out everything that you dont so ive talked about this in a few videos where ive talked about spend lavishly on the things that you love and cut out everything else that you d