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dr. burner in earlier videos has explained about basic banking and in particular about a shortcoming of the British banking structure now dr. Fernau Ive heard that it is possible that the government could create debt-free and interest free money this seems an extraordinary idea how could this be without bad effects I think whats extraordinary is that weve outsourced the money creation and allocation to the private sector and that if we want to have more growth we need the banks to create more credit and therefore somebody needs to borrow and go into debt so more growth requires more debt I think thats really the extraordinary thing that we have such a strange and inefficient system of money supply and it doesnt have to be like this no it doesnt the current system is beneficial particularly to the banking sector but their alternatives its obvious that the current system is beneficial to the banks because they have such a pivotal role in the economy they allowed to create the mon