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can you help our audience understand why this instant settlement idea is so important incident in an atomic settlement you can think of atomic it as really a pass fail so either both sides Prevail or both fail to transfer among other things it overcomes the challenge of Ryan and Darren want to trade fiat currency for an illiquid asset and lets just say that you dont know one another and we have this question of whos going to go first are you going to put your money on the table and then Ryan is going to deliver the share or is Ryan going to deliver the share and then Darrens going to put the money so what our settlement layer is designed to enable is removing that Obstacle of who goes first and essentially providing guaranteed settlement so the only way that Ryan will put his fiat currency on the table and the only way that Darren will put his asset on the table to instantly be exchanged for one another is if all the preconditions leading up to that have been met so I think it was