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[SQUEAKING] [RUSTLING] [CLICKING] GARY GENSLER: Were going to go through payment systems, what is a payment system, in fact, some trends around the payment system, which is a little bit of a statistical review, and then critically think about the pain points, a list that Ive been keeping as I teach FinTech and also as I think about cryptocurrencies and how they might insert themselves in this space. Some trends around the globe with nations trying to move forward with real-time gross settlement, the idea that you could settle payment transactions instantaneously, 24 hours a day, 7 days a week, which many nations dont do yet. Some do. Well get into that. And then the landscape itself. What are the companies doing and so forth? Harkening back to last discussion, what are we seeing in the crypto projects and tokenization? And then close out on Facebook Libra and Chinas Digital Currency Electronic Payment project. So a lot to cover. But please, as I had said, videos on. So we can ke