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Hi, I'm Ben, the former CEO of a debt settlement firm. Today, I'll explain how debt settlement works, including the process and costs, to help you make an informed decision. Many debt relief firms may seem shady, so let's clarify. Ascend Finance simplifies debt topics, like debt settlement, for better understanding. Use our Debt Summit calculator (in the description) to determine costs and alternatives. This personalized tool will guide your decision-making process. Stay tuned for an overview of what we'll cover in this video.