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youve saved youve researched and now youre finally ready to buy that big-ticket item but do you really need to shell out more cash for an extended warranty is it worth what could be hundreds of dollars just for your peace of mind according to Consumer Reports the answer is almost always no and heres why those warranty plans are moneymakers for the stores they get to keep 50% or more of what they charge for those contracts meaning theyll make more of a profit selling the warranty than they will on that refrigerator plus new products already come with a manufacturers warranty which can last up to a year or more the window on extended warranties usually lasts up to five years and products rarely break within that time frame so what should you do pay with a credit card that has its own extended warranty benefits if you use that card to make the purchase now each warranty program varies and there could be some restrictions so you want to make sure to read the fine print and hang on t
