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BY 30. STEPHANIE HUDSON: OPEN ENROLLMENT BEGINS TOMORROW ON THE AFFORDABLE CARE ACT MARKETPLACE. AND WHILE PREMIUMS ARE ON THE RISE, MOST PEOPLE WILL PROBABLY PAY LESS BECAUSE OF ENHANCED SUBSIDIES. HERES WHAT YOU NEED TO KNOW ABOUT THE CHANGES AND WHERE YOU CAN GET HELP ENROLLING. ALONG WITH GROCERIES, GAS AND EVERYTHING ELSE, HEALTH INSURANCE RATES ARE RISING. PREMIUMS ON THE ACA MARKETPLACE ARE EXPECTED TO INCREASE IN AVERAGE OF 4%. BUT MOST PEOPLE ON ACA PLANS LIKELY WILL PAY LESS. YOU HAVE THE MAJORITY OF THE PEOPLE THERE ON THE AFFORDABLE CARE, A MARKETPLACE GET GOVERNMENT SUBSIDIES. SO THEY PAY LOW COST. STEPHANIE HUDSON: ON THEIR AND SINCE CONGRESS PASSED THE INFLATION REDUCTION ACT. THOSE SUBSIDIES ARE EXTENDED TO MIDDLE INCOME PEOPLE. AN INDIVIDUAL WHO ARENT UP TO $20,385 A YEAR CAN GET AN ACA PLAN WITH NO MONTHLY PREMIUM. A PERSON WHO MAKES UP TO 56,003, 60 CAN GET OFFSET THE COST AND THE FAMILY GLITCH IS GONE. MEANING FAMILIES WHO COULD NOT GET SUBSIDIES IN THE PAST MAY