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the Walker F Todd affidavit the court case in Circuit Court and Michigan where it was a foreclosure and the defendants brought in a professional witness to talk about the mortgage alleged debt right and the allegation of the debt is based upon whether there was actually any money loaned to the to the homeowner by the bank and so the expert witness Walker F Todd if you want to scroll down to the first highlighted part weve got his credentials I dont remember exactly what they are but he worked for the Federal Reserve Bank I know that okay okay for 20 years I worked as an attorney and legal officer for the legal department of the Federal Reserve banks of New York and Cleveland which are you know major Federal Reserve banks in the system okay so presumably he knows what hes talking about and what hes gonna do is kind of break down modern money mechanics in describing to the court how money works okay in a fractional reserve banking system like the United States banking system most of