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- I want to increase my bond line so I can bid larger jobs. What can I do? - That depends. What is your current bond program? - I only have a $250,000 ball online but I want to graduate to the next level. - No problem. I can give you some tips to ensure you dont limit yourself and tell you how to qualify for bonds up to 20 million dollars or so. Your current bond line is small and was likely underwritten solely on personal credit. We will look at far more than personal credit to grow your bond limits. Your business financial statement is the number one tool used to assess your likelihood of defaults on a job and your ability to reimburse the surety should a claim be filed. To start, we need to ensure we choose the right financial statement preparation for your goals. Do you have a CPA? - Yeah, Ive been working with someone that specializes in construction. - Thats great. Choosing the right CPA is the first step. Underwriters can only make use of financia