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In the YouTube video tutorial, Colleen Pratt explains that once a settlement agreement has been communicated and all documents have been signed, finalization typically takes 30 to 60 days. After signing, the documents are returned to the defense attorney for review and signing, then prepared for filing with the workers compensation appeals board. A cover letter explaining the settlement is included. The documents then go to a judge for review and approval, although there may be delays if any technicalities or language issues arise.