Establish phone lease easily

Aug 6th, 2022
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How to Establish phone lease with DocHub

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How to establish phone lease

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okay did you know that you can lease a cell phone thats right you can actually lease a cell phone instead of buying it outright and i was curious whether or not cell phone leasing is worth it so in this video im going to be talking about the different options that you have for buying a cell phone what cell phone leasing is the pros and cons of it whether or not buying a phone outright is cheaper in the bottom line of what i think [Music] hey whats up guys its justine with debt free millennials the channel to help you crush your debt and live payment free if you are new to the channel we talk about all ways to live debt free help you with your debt-free journey so scroll down and click that red subscribe button so you never miss another video from me so some of you actually didnt know what cell phone leasing was when i was talking about this inside of the debt free millennials facebook group and its something that ive had some experience with so i want to talk about this because

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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SmartPay is a no-credit-required lease-to-own product. No credit required means that, although no minimum FICO score or established credit history is necessary to apply, SmartPay may check past payment history based on the information you provide in the application.
Smartpay settles to your nominated bank for processing the next business day.
Your mobile provider could cut your phone off so youre unable to make or receive calls. If you dont take steps to deal with the debt, your account will default and the contract will be cancelled. The mobile provider can then take action to recover the outstanding bill, following the normal debt collection process.
What happens when my lease ends? At the end of the 18-month Flex lease agreement, customers in good standing can choose to: Upgrade to a new phone. The phone you were leasing must be returned in good working condition and undamaged.
Leasing company owns the phone That means that you can decide what to do with it, including whether to keep it or sell it to someone else. You dont have that option with leasing, unless you decide to buy the phone later.
Does applying hurt my credit score? SmartPay is a no-credit-required lease-to-own product. No credit required means that, although no minimum FICO score or established credit history is necessary to apply, SmartPay may check past payment history based on the information you provide in the application.
Please be aware that attempting to make too many purchases in a short amount of time may result in being rejected more easily. Different factors, such as missed or delayed payments can lead to Smartpay preventing you from making additional orders.
Leasing a cell phone can be a good idea if you like to upgrade to a new phone every year (or thereabouts) and dont necessarily need to own your phone. Leasing a phone can be cheaper than paying off a phone in full (whether outright or via monthly installments) and youll be able to get a new phone every 12-18 months.
Theres no minimum credit score to get a phone contract. Every network operator scores you differentlyso even if one network wont give you a contract, you might have more luck elsewhere. Having bad credit doesnt stop you from getting a phone contract, but it might make it harder.
Leasing a phone is similar in concept to monthly installments, as you pay a specified amount per monththe main difference between the two is that you wont keep the phone at the end of a lease, whereas the phone is yours when paid for through monthly installments.

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